Do you have items of a higher value covered under your home insurance policy? These items can include
Even if valuations are not required for these items, in the event of a claim the insurers will normally request one of the following:
This not only helps yourself as the client, but also helps the insurers deal with the claim in a prompt and effective manner.
If the insurers have visual evidence or a full description of the item, this means that they are quickly able to match the item with their specialists. By identifying the item, this also means that the claim cost will much more accurate. It also, acts as proof of ownership so that the insurers can automatically validate that you own any items you are claiming for.
Therefore, if you purchase any items of a “higher value” then we suggest keeping receipts and taking photos of these items for future reference.
If you have any questions for Omni Davis, or you’d like to chat through our home insurance cover options, do get in touch. We’d be delighted to hear from you.
Tel: 01403 785775 Email: info@omnidavis.co.uk
